30 River StCooperstownNY13326








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,485/mo, and a $3,549/mo payment. Purchase price stands at $725,000, and rental yield measures 5.77% with $3,485/mo rent. Return on cash invested shows 13.23% in year one, and 5% annual appreciation builds toward $200,304 over five years. Five-year ROI reaches 67.67% and total cumulative return in cash records $161,417. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,485/mo property income covering a $3,549/mo payment rather than investor’s personal income.
Single Family
Built in 1872
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13326, Cooperstown, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,325 (100%) |
| Owner Occupied HU | 1,672 (50.3%) |
| Renter Occupied HU | 706 (21.2%) |
| Vacant Housing Units | 947 (28.5%) |
| Median Home Value | $371,429 |
| Average Home Value | $477,196 |
Housing Distribution
Address Breakdown
Residential
2,409
Single Family
2,330
Multi-Family
79
Businesses
374
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