30 Lynch StreetBrunswickME04011
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 30 Lynch Street, Brunswick, ME, 04011 in Brunswick deserves attention. This $104,900 property earns $2,581/mo in rent, a 29.53% gross yield, and nets $1,359/mo after the $472/mo payment. DSCR 5.47 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $28,982 compounds alongside $966/yr in yearly equity build, for a total cumulative return of $129,738.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 29.5% | 5.8% |
| Monthly Cash Flow | $1,359 | $18,500 |
City averages based on Brunswick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,581 |
| Total Monthly Debt Service | $1,180 |
| DSCR Ratio | 2.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2020
N/A lot
$N/A/sqft
$560 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04011, Brunswick, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,568 (100%) |
| Owner Occupied HU | 6,788 (64.2%) |
| Renter Occupied HU | 2,897 (27.4%) |
| Vacant Housing Units | 883 ( 8.4%) |
| Median Home Value | $466,100 |
| Average Home Value | $490,432 |
Housing Distribution
Address Breakdown
Residential
10,296
Single Family
8,410
Multi-Family
1,886
Businesses
1,082
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2020
N/A lot
$N/A/sqft
$560 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04011, Brunswick, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,568 (100%) |
| Owner Occupied HU | 6,788 (64.2%) |
| Renter Occupied HU | 2,897 (27.4%) |
| Vacant Housing Units | 883 ( 8.4%) |
| Median Home Value | $466,100 |
| Average Home Value | $490,432 |
Housing Distribution
Address Breakdown
Residential
10,296
Single Family
8,410
Multi-Family
1,886
Businesses
1,082
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices