30 Flat Mountain RoadSaint AgathaME04772
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.77% gross rental yield, 30 Flat Mountain Road, Saint Agatha, ME, 04772 in Saint Agatha is priced for capital growth, not immediate cash flow. The $299,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $82,857 by year five, with $2,762/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.07) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $84,835.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.0% |
| Monthly Cash Flow | $(452) | $300 |
City averages based on Saint Agatha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,441 |
| Total Monthly Debt Service | $1,773 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04772, Saint Agatha, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 488 (100%) |
| Owner Occupied HU | 283 (58.0%) |
| Renter Occupied HU | 65 (13.3%) |
| Vacant Housing Units | 140 (28.7%) |
| Median Home Value | $199,265 |
| Average Home Value | $251,908 |
Housing Distribution
Address Breakdown
Residential
206
Single Family
184
Multi-Family
22
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04772, Saint Agatha, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 488 (100%) |
| Owner Occupied HU | 283 (58.0%) |
| Renter Occupied HU | 65 (13.3%) |
| Vacant Housing Units | 140 (28.7%) |
| Median Home Value | $199,265 |
| Average Home Value | $251,908 |
Housing Distribution
Address Breakdown
Residential
206
Single Family
184
Multi-Family
22
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Keller Williams Realty
Mls Name: Maine Listings
Mls ID: #1652442