30 Elliot StBrocktonMA02301
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 30 Elliot St, Brockton, MA, 02301 in Brockton is narrow, $66/mo net on $3,343/mo rent after the $2,338/mo debt service, but the property operates at break-even-plus, not a loss. At $520,000 with a 7.72% yield, the long-run equity case via 5% appreciation ($143,666 over five years) and $4,789/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.43 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $201,666.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 4.8% |
| Monthly Cash Flow | $66 | $1,850 |
City averages based on Brockton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,343 |
| Total Monthly Debt Service | $3,071 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1879
5,249 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02301, Brockton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,146 (100%) |
| Owner Occupied HU | 11,769 (45.0%) |
| Renter Occupied HU | 13,227 (50.6%) |
| Vacant Housing Units | 1,150 ( 4.4%) |
| Median Home Value | $473,074 |
| Average Home Value | $543,042 |
Housing Distribution
Address Breakdown
Residential
23,318
Single Family
18,636
Multi-Family
4,682
Businesses
2,110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1879
5,249 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02301, Brockton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,146 (100%) |
| Owner Occupied HU | 11,769 (45.0%) |
| Renter Occupied HU | 13,227 (50.6%) |
| Vacant Housing Units | 1,150 ( 4.4%) |
| Median Home Value | $473,074 |
| Average Home Value | $543,042 |
Housing Distribution
Address Breakdown
Residential
23,318
Single Family
18,636
Multi-Family
4,682
Businesses
2,110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73479492