30 Doodletown RdAncramNY12502
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 30 Doodletown Rd, Ancram, NY, 12502 in Ancram speaks for itself: 15.21% gross on a $298,000 price, generating $3,776/mo in rent and $1,786/mo in net income after the $1,340/mo debt service. DSCR 2.82, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $21,437 stacks alongside $82,332 in projected five-year appreciation and $2,745/yr in principal reduction. Projected total cumulative return: $228,583.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.2% | 6.2% |
| Monthly Cash Flow | $1,786 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,776 |
| Total Monthly Debt Service | $1,871 |
| DSCR Ratio | 2.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12502, Ancram, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 681 (100%) |
| Owner Occupied HU | 326 (47.9%) |
| Renter Occupied HU | 87 (12.8%) |
| Vacant Housing Units | 268 (39.4%) |
| Median Home Value | $463,265 |
| Average Home Value | $646,058 |
Housing Distribution
Address Breakdown
Residential
539
Single Family
539
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12502, Ancram, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 681 (100%) |
| Owner Occupied HU | 326 (47.9%) |
| Renter Occupied HU | 87 (12.8%) |
| Vacant Housing Units | 268 (39.4%) |
| Median Home Value | $463,265 |
| Average Home Value | $646,058 |
Housing Distribution
Address Breakdown
Residential
539
Single Family
539
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices