30 Canada StreetSwantonVT05488
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow30 Canada Street, Swanton, VT, 05488 in Swanton earns its strong cash-flow label: 12.99% yield, $3,788/mo rent, $1,461/mo net income, DSCR 2.41. The $349,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $96,671 by year five. Combined with $3,223/yr in principal paydown, total projected return reaches $227,386.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 6.8% |
| Monthly Cash Flow | $1,461 | $420 |
City averages based on Swanton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,788 |
| Total Monthly Debt Service | $2,189 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05488, Swanton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,772 (100%) |
| Owner Occupied HU | 2,503 (66.4%) |
| Renter Occupied HU | 690 (18.3%) |
| Vacant Housing Units | 579 (15.3%) |
| Median Home Value | $333,682 |
| Average Home Value | $378,596 |
Housing Distribution
Address Breakdown
Residential
3,335
Single Family
3,276
Multi-Family
59
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05488, Swanton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,772 (100%) |
| Owner Occupied HU | 2,503 (66.4%) |
| Renter Occupied HU | 690 (18.3%) |
| Vacant Housing Units | 579 (15.3%) |
| Median Home Value | $333,682 |
| Average Home Value | $378,596 |
Housing Distribution
Address Breakdown
Residential
3,335
Single Family
3,276
Multi-Family
59
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices