3 Waterview DrPilesgroveNJ08098
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 3 Waterview Dr, Pilesgrove, NJ, 08098 in Pilesgrove is the 1.50 coverage ratio: rent of $5,065/mo versus a $3,372/mo debt payment on a $749,900 property. Rental yield 8.11%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $207,184 by year five, with $6,907/yr in equity from paydown. Total projected cumulative return: $269,420.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(280) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,065 |
| Total Monthly Debt Service | $5,047 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08098, Woodstown, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,930 (100%) |
| Owner Occupied HU | 2,805 (71.4%) |
| Renter Occupied HU | 905 (23.0%) |
| Vacant Housing Units | 220 ( 5.6%) |
| Median Home Value | $358,638 |
| Average Home Value | $434,042 |
Housing Distribution
Address Breakdown
Residential
3,636
Single Family
3,549
Multi-Family
87
Businesses
253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08098, Woodstown, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,930 (100%) |
| Owner Occupied HU | 2,805 (71.4%) |
| Renter Occupied HU | 905 (23.0%) |
| Vacant Housing Units | 220 ( 5.6%) |
| Median Home Value | $358,638 |
| Average Home Value | $434,042 |
Housing Distribution
Address Breakdown
Residential
3,636
Single Family
3,549
Multi-Family
87
Businesses
253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Renee Dikmak • Real Broker, LLC
Mls Name: Bright MLS
Mls Provider:
Mls ID: #NJSA2014108
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