3 Stephens Ln, Sumrall, MS, 39482 | $549/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Sumrall at 3 Stephens Ln, Sumrall, MS, 39482 with 5% annual appreciation on a $280,000 basis while $2,262/mo rent supports operations. Total monthly income totals $2,262/mo and a $1,370/mo payment preserves $549/mo for cash returns. Annual cash flow comes to $6,588/yr on $92,820 deployed, and return on cash invested reaches 27.01% in year one. Equity gained on principal adds $1,807/yr, and five-year appreciation sums $77,359 alongside rental yield of 9.69%. Five-year ROI measures 140.8% and total cumulative return in cash totals $130,689.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,262/mo property income versus a $1,370/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2022

0.63 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39482, Sumrall, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,727 (100%)
Owner Occupied HU	3,859 (81.6%)
Renter Occupied HU	548 (11.6%)
Vacant Housing Units	320 ( 6.8%)
Median Home Value	$233,377
Average Home Value	$273,864