3 Meadow CourtHigh FallsNY12440
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3 Meadow Court, High Falls, NY, 12440 in High Falls speaks for itself: 18.23% gross on a $349,999 price, generating $5,316/mo in rent and $2,979/mo in net income after the $1,574/mo debt service. DSCR 3.38, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $35,745 stacks alongside $96,698 in projected five-year appreciation and $3,224/yr in principal reduction. Projected total cumulative return: $325,135.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 18.2% | 6.2% |
| Monthly Cash Flow | $2,979 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,316 |
| Total Monthly Debt Service | $2,198 |
| DSCR Ratio | 2.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12440, High Falls, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,070 (100%) |
| Owner Occupied HU | 655 (61.2%) |
| Renter Occupied HU | 215 (20.1%) |
| Vacant Housing Units | 200 (18.7%) |
| Median Home Value | $481,111 |
| Average Home Value | $569,912 |
Housing Distribution
Address Breakdown
Residential
863
Single Family
863
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12440, High Falls, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,070 (100%) |
| Owner Occupied HU | 655 (61.2%) |
| Renter Occupied HU | 215 (20.1%) |
| Vacant Housing Units | 200 (18.7%) |
| Median Home Value | $481,111 |
| Average Home Value | $569,912 |
Housing Distribution
Address Breakdown
Residential
863
Single Family
863
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices