3 McLevinsCroydonPA19021
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 3 McLevins, Croydon, PA, 19021 in Croydon the bet is firmly on appreciation. Rental yield 3.05%. The 3.05% gross yield on a $514,999 price is below income-first thresholds, but 5%/yr value growth projects $142,285 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.56) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $63,080.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 6.2% |
| Monthly Cash Flow | $(2,217) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,308 |
| Total Monthly Debt Service | $3,170 |
| DSCR Ratio | 0.41x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
6,683 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19021, Croydon, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,000 (100%) |
| Owner Occupied HU | 2,721 (68.0%) |
| Renter Occupied HU | 1,139 (28.5%) |
| Vacant Housing Units | 140 ( 3.5%) |
| Median Home Value | $312,543 |
| Average Home Value | $401,799 |
Housing Distribution
Address Breakdown
Residential
3,962
Single Family
3,252
Multi-Family
710
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
6,683 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19021, Croydon, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,000 (100%) |
| Owner Occupied HU | 2,721 (68.0%) |
| Renter Occupied HU | 1,139 (28.5%) |
| Vacant Housing Units | 140 ( 3.5%) |
| Median Home Value | $312,543 |
| Average Home Value | $401,799 |
Housing Distribution
Address Breakdown
Residential
3,962
Single Family
3,252
Multi-Family
710
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ralph Harvey • ListWithFreedom.com
Mls Name: Bright MLS
Mls ID: #PABU2114504