2983 W Peach StLincolnNE68522
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2983 W Peach St, Lincoln, NE, 68522 in Lincoln is a solid income-producing rental, 10.09% gross yield, $2,648/mo rent, $490/mo net cash flow on a $315,000 buy. DSCR 1.87 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $87,029 and $2,901/yr in principal reduction project a total cumulative return of $151,870.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 5.2% |
| Monthly Cash Flow | $490 | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,648 |
| Total Monthly Debt Service | $2,033 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
6,534 sqft lot
$N/A/sqft
$95 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68522, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,917 (100%) |
| Owner Occupied HU | 3,399 (69.1%) |
| Renter Occupied HU | 1,370 (27.9%) |
| Vacant Housing Units | 148 ( 3.0%) |
| Median Home Value | $260,440 |
| Average Home Value | $301,205 |
Housing Distribution
Address Breakdown
Residential
4,879
Single Family
4,879
Multi-Family
0
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
6,534 sqft lot
$N/A/sqft
$95 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68522, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,917 (100%) |
| Owner Occupied HU | 3,399 (69.1%) |
| Renter Occupied HU | 1,370 (27.9%) |
| Vacant Housing Units | 148 ( 3.0%) |
| Median Home Value | $260,440 |
| Average Home Value | $301,205 |
Housing Distribution
Address Breakdown
Residential
4,879
Single Family
4,879
Multi-Family
0
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Romius Blackmon • Nebraska Realty
Mls Name: GPRMLS
Mls Provider:
Mls ID: #22427910
Disclaimer: Listing information is provided by Participants of the Great Plains Regional Multiple Listing Service Inc. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025, Great Plains Regional Multiple Listing Service, Inc.