29821 680th AveSaint JamesMN56081








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint James at 29821 680th Ave, Saint James, MN, 56081 earns $1,481/mo cash flow from $3,636/mo rent with a $1,689/mo payment. Total monthly income totals $3,636/mo, and annual cash flow totals $17,775/yr on $114,368 capital. ROI tracks 35.45% on current figures, and rental yield reads 12.65% at a $345,000 purchase. Equity gained on principal adds $2,226/yr, and 5% annual appreciation supports $95,317 over five years. Five-year ROI reaches 186.28% and total cumulative return in cash sums $213,040. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,636/mo property income instead of your personal income.
Single Family
Built in 1925
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56081, Saint James, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,704 (100%) |
| Owner Occupied HU | 1,805 (66.8%) |
| Renter Occupied HU | 671 (24.8%) |
| Vacant Housing Units | 228 ( 8.4%) |
| Median Home Value | $173,364 |
| Average Home Value | $216,896 |
Housing Distribution
Address Breakdown
Residential
2,449
Single Family
2,143
Multi-Family
306
Businesses
176
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Listed by: Jennifer Johnson • True Real Estate
Mls Name: RASM
Mls Provider:
Mls ID: #7035090
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025, REALTOR Association of Southern MN. All Rights Reserved. Last Updated: 2025-10-27 04:41:47 PDT








