2975 Chatsworth BlvdSan DiegoCA92106
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 2975 Chatsworth Blvd, San Diego, CA, 92106 in San Diego: $10,572/mo in rent, $687/mo in net income, 7.94% gross yield, 1.47 DSCR, all at $1,598,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $441,498 in appreciation and $14,718/yr in principal paydown projects total cumulative return of $650,045.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 4.8% |
| Monthly Cash Flow | $687 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,572 |
| Total Monthly Debt Service | $9,250 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
6,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92106, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,375 (100%) |
| Owner Occupied HU | 4,678 (55.9%) |
| Renter Occupied HU | 3,065 (36.6%) |
| Vacant Housing Units | 632 ( 7.5%) |
| Median Home Value | $1,437,313 |
| Average Home Value | $1,496,033 |
Housing Distribution
Address Breakdown
Residential
8,152
Single Family
6,257
Multi-Family
1,895
Businesses
782
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
6,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92106, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,375 (100%) |
| Owner Occupied HU | 4,678 (55.9%) |
| Renter Occupied HU | 3,065 (36.6%) |
| Vacant Housing Units | 632 ( 7.5%) |
| Median Home Value | $1,437,313 |
| Average Home Value | $1,496,033 |
Housing Distribution
Address Breakdown
Residential
8,152
Single Family
6,257
Multi-Family
1,895
Businesses
782
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices