2974 Laney AveMaconGA31211
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 2974 Laney Ave, Macon, GA, 31211 in Macon offers a clean, manageable entry. Rental yield 6.93%. DSCR 1.28 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $60,506 in additional property value over five years, with $2,017/yr in principal equity building ownership stake. Total projected cumulative return: $76,918.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 7.0% |
| Monthly Cash Flow | $(69) | $450 |
City averages based on Macon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,264 |
| Total Monthly Debt Service | $1,273 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31211, Macon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,976 (100%) |
| Owner Occupied HU | 4,165 (52.2%) |
| Renter Occupied HU | 2,861 (35.9%) |
| Vacant Housing Units | 950 (11.9%) |
| Median Home Value | $169,785 |
| Average Home Value | $212,640 |
Housing Distribution
Address Breakdown
Residential
7,203
Single Family
6,345
Multi-Family
858
Businesses
342
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31211, Macon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,976 (100%) |
| Owner Occupied HU | 4,165 (52.2%) |
| Renter Occupied HU | 2,861 (35.9%) |
| Vacant Housing Units | 950 (11.9%) |
| Median Home Value | $169,785 |
| Average Home Value | $212,640 |
Housing Distribution
Address Breakdown
Residential
7,203
Single Family
6,345
Multi-Family
858
Businesses
342
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joclyn Poff • Southern Classic Realtors
Mls Name: MGMLS
Mls Provider:
Mls ID: #179551
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