29641 W Mono RdLong BarnCA95335
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 29641 W Mono Rd, Long Barn, CA, 95335 in Long Barn: $5,642/mo in rent, $3,180/mo net, 17.01% gross yield, all on a $398,000 acquisition. The 3.15 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $109,960 in value, and $3,666/yr in principal paydown steadily builds equity. Projected total cumulative return: $355,501.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17% | 6.5% |
| Monthly Cash Flow | $3,180 | $1,500 |
City averages based on Long Barn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,642 |
| Total Monthly Debt Service | $2,304 |
| DSCR Ratio | 2.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95335, Long Barn, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 926 (100%) |
| Owner Occupied HU | 92 ( 9.9%) |
| Renter Occupied HU | 18 ( 1.9%) |
| Vacant Housing Units | 816 (88.1%) |
| Median Home Value | $582,090 |
| Average Home Value | $550,679 |
Housing Distribution
Address Breakdown
Residential
63
Single Family
63
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95335, Long Barn, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 926 (100%) |
| Owner Occupied HU | 92 ( 9.9%) |
| Renter Occupied HU | 18 ( 1.9%) |
| Vacant Housing Units | 816 (88.1%) |
| Median Home Value | $582,090 |
| Average Home Value | $550,679 |
Housing Distribution
Address Breakdown
Residential
63
Single Family
63
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices