2964 Owyhee StPocatelloID83201
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 2964 Owyhee St, Pocatello, ID, 83201 in Pocatello offers a clean, manageable entry. Rental yield 6.49%. DSCR 1.20 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $165,202 in additional property value over five years, with $5,507/yr in principal equity building ownership stake. Total projected cumulative return: $207,115.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 5.8% |
| Monthly Cash Flow | $(293) | $420 |
City averages based on Pocatello market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,235 |
| Total Monthly Debt Service | $3,291 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83201, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,799 (100%) |
| Owner Occupied HU | 10,384 (61.8%) |
| Renter Occupied HU | 5,367 (31.9%) |
| Vacant Housing Units | 1,048 ( 6.2%) |
| Median Home Value | $346,799 |
| Average Home Value | $373,183 |
Housing Distribution
Address Breakdown
Residential
15,926
Single Family
14,778
Multi-Family
1,148
Businesses
1,282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83201, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,799 (100%) |
| Owner Occupied HU | 10,384 (61.8%) |
| Renter Occupied HU | 5,367 (31.9%) |
| Vacant Housing Units | 1,048 ( 6.2%) |
| Median Home Value | $346,799 |
| Average Home Value | $373,183 |
Housing Distribution
Address Breakdown
Residential
15,926
Single Family
14,778
Multi-Family
1,148
Businesses
1,282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices