2957 BRADFORD StreetSaint AugustineFL32084
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2957 BRADFORD Street, Saint Augustine, FL, 32084 in Saint Augustine speaks for itself: 15.68% gross on a $145,000 price, generating $1,895/mo in rent and $933/mo in net income after the $652/mo debt service. DSCR 2.91, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,191 stacks alongside $40,061 in projected five-year appreciation and $1,335/yr in principal reduction. Projected total cumulative return: $115,318.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.7% | 6.0% |
| Monthly Cash Flow | $933 | $200 |
City averages based on Saint Augustine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,895 |
| Total Monthly Debt Service | $905 |
| DSCR Ratio | 2.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1971
0.25 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1971
0.25 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices