29525 Cara WayTemeculaCA92591
INVESTMENT ANALYSIS
Investment Verdict
Solid Income29525 Cara Way, Temecula, CA, 92591 in Temecula carries a 1.50 coverage ratio, rent of $3,008/mo is 1.50 times the $2,012/mo payment. Rental yield 8.07%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $447,500 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $123,636; total projected cumulative return: $185,107.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $(310) | $300 |
City averages based on Temecula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,008 |
| Total Monthly Debt Service | $2,590 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1990
3,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92591, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,925 (100%) |
| Owner Occupied HU | 9,864 (61.9%) |
| Renter Occupied HU | 5,341 (33.5%) |
| Vacant Housing Units | 720 ( 4.5%) |
| Median Home Value | $682,401 |
| Average Home Value | $736,482 |
Housing Distribution
Address Breakdown
Residential
15,275
Single Family
12,346
Multi-Family
2,929
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1990
3,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92591, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,925 (100%) |
| Owner Occupied HU | 9,864 (61.9%) |
| Renter Occupied HU | 5,341 (33.5%) |
| Vacant Housing Units | 720 ( 4.5%) |
| Median Home Value | $682,401 |
| Average Home Value | $736,482 |
Housing Distribution
Address Breakdown
Residential
15,275
Single Family
12,346
Multi-Family
2,929
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sharon Johnson • LPT Realty, Inc
Mls Name: CRMLS
Mls ID: #SW26021778