2950 Curling CtPalm HarborFL34684

INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 2950 Curling Ct, Palm Harbor, FL, 34684 in Palm Harbor: $2,419/mo in rent, $393/mo in net income, 11.03% gross yield, 2.04 DSCR, all at $263,200. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $72,717 in appreciation and $2,424/yr in principal paydown projects total cumulative return of $126,832.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.8% |
| Monthly Cash Flow | $393 | $250 |
City averages based on Palm Harbor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,419 |
| Total Monthly Debt Service | $1,921 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
9,496 sqft lot
$N/A/sqft
$108 monthly HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1976
9,496 sqft lot
$N/A/sqft
$108 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



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