295 N Jungle RdGenevaFL32732
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 295 N Jungle Rd, Geneva, FL, 32732 in Geneva at $960,000 earns $6,390/mo in rent and nets $19/mo after the $4,317/mo payment, a 7.99% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $265,230 over five years. Ziffy Mortgage underwrites this on a 1.48 DSCR without U.S. credit history. With $8,842/yr in principal paydown, total projected return reaches $367,103.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 8.0% |
| Monthly Cash Flow | $19 | $1,500 |
City averages based on Geneva market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,390 |
| Total Monthly Debt Service | $5,989 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
3.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32732, Geneva, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,270 (100%) |
| Owner Occupied HU | 1,903 (83.8%) |
| Renter Occupied HU | 200 ( 8.8%) |
| Vacant Housing Units | 167 ( 7.4%) |
| Median Home Value | $602,073 |
| Average Home Value | $627,698 |
Housing Distribution
Address Breakdown
Residential
2,058
Single Family
2,058
Multi-Family
0
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
3.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32732, Geneva, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,270 (100%) |
| Owner Occupied HU | 1,903 (83.8%) |
| Renter Occupied HU | 200 ( 8.8%) |
| Vacant Housing Units | 167 ( 7.4%) |
| Median Home Value | $602,073 |
| Average Home Value | $627,698 |
Housing Distribution
Address Breakdown
Residential
2,058
Single Family
2,058
Multi-Family
0
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices