295 Heritage Lake DrFayettevilleGA30214
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 295 Heritage Lake Dr, Fayetteville, GA, 30214 in Fayetteville. Priced at $369,000, it generates $5,444/mo in gross rent and $3,153/mo in net monthly cash flow, a 17.71% yield that comfortably supports the 3.28 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $37,833. Five-year appreciation: $101,948. Equity from principal paydown: $3,399/yr. Total projected cumulative return: $342,858.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.7% | 7.0% |
| Monthly Cash Flow | $3,153 | $1,800 |
City averages based on Fayetteville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,444 |
| Total Monthly Debt Service | $2,145 |
| DSCR Ratio | 2.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
N/A lot
$N/A/sqft
$550 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30214, Fayetteville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,401 (100%) |
| Owner Occupied HU | 9,793 (73.1%) |
| Renter Occupied HU | 2,714 (20.3%) |
| Vacant Housing Units | 894 ( 6.7%) |
| Median Home Value | $389,711 |
| Average Home Value | $437,499 |
Housing Distribution
Address Breakdown
Residential
12,994
Single Family
12,006
Multi-Family
988
Businesses
2,738
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
N/A lot
$N/A/sqft
$550 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30214, Fayetteville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,401 (100%) |
| Owner Occupied HU | 9,793 (73.1%) |
| Renter Occupied HU | 2,714 (20.3%) |
| Vacant Housing Units | 894 ( 6.7%) |
| Median Home Value | $389,711 |
| Average Home Value | $437,499 |
Housing Distribution
Address Breakdown
Residential
12,994
Single Family
12,006
Multi-Family
988
Businesses
2,738
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices