2949 Sandy Hook RdSandy HookVA23153
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder2949 Sandy Hook Rd, Sandy Hook, VA, 23153 in Sandy Hook earns a respectable 7.47% gross yield at $755,000, but after the $3,395/mo mortgage the net cash flow is $188/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.38) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $208,593 over five years, making equity the dominant return driver. Total projected return: $297,782.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $188 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,702 |
| Total Monthly Debt Service | $4,213 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
3.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23153, Sandy Hook, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 696 (100%) |
| Owner Occupied HU | 591 (84.9%) |
| Renter Occupied HU | 68 ( 9.8%) |
| Vacant Housing Units | 37 ( 5.3%) |
| Median Home Value | $372,302 |
| Average Home Value | $447,745 |
Housing Distribution
Address Breakdown
Residential
667
Single Family
646
Multi-Family
21
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
3.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23153, Sandy Hook, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 696 (100%) |
| Owner Occupied HU | 591 (84.9%) |
| Renter Occupied HU | 68 ( 9.8%) |
| Vacant Housing Units | 37 ( 5.3%) |
| Median Home Value | $372,302 |
| Average Home Value | $447,745 |
Housing Distribution
Address Breakdown
Residential
667
Single Family
646
Multi-Family
21
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tiffany Stevens • Real Broker LLC
Mls Name: CVRMLS
Mls Provider:
Mls ID: #2512523
Disclaimer: All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are 2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.