29463 Windy Hill CirDelmarMD21875
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 29463 Windy Hill Cir, Delmar, MD, 21875 in Delmar. Rental yield 6.11%. The 1.13 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $221,025 and $7,368/yr in principal reduction project total return of $245,383.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 5.5% |
| Monthly Cash Flow | $(903) | $600 |
City averages based on Delmar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,073 |
| Total Monthly Debt Service | $4,657 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21875, Delmar, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,151 (100%) |
| Owner Occupied HU | 2,055 (65.2%) |
| Renter Occupied HU | 916 (29.1%) |
| Vacant Housing Units | 180 ( 5.7%) |
| Median Home Value | $300,687 |
| Average Home Value | $312,591 |
Housing Distribution
Address Breakdown
Residential
3,066
Single Family
2,970
Multi-Family
96
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21875, Delmar, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,151 (100%) |
| Owner Occupied HU | 2,055 (65.2%) |
| Renter Occupied HU | 916 (29.1%) |
| Vacant Housing Units | 180 ( 5.7%) |
| Median Home Value | $300,687 |
| Average Home Value | $312,591 |
Housing Distribution
Address Breakdown
Residential
3,066
Single Family
2,970
Multi-Family
96
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices