293 Pineneedle CirJohnsonvilleSC29555
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder293 Pineneedle Cir, Johnsonville, SC, 29555 in Johnsonville is a stable, well-positioned rental at $249,000. Rental yield 7%. DSCR 1.30 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $68,794 in value and $2,293/yr in principal paydown builds equity, a total projected return of $92,277.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.2% |
| Monthly Cash Flow | $(29) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,453 |
| Total Monthly Debt Service | $1,383 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29555, Johnsonville, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,680 (100%) |
| Owner Occupied HU | 1,869 (69.7%) |
| Renter Occupied HU | 529 (19.7%) |
| Vacant Housing Units | 282 (10.5%) |
| Median Home Value | $187,760 |
| Average Home Value | $221,124 |
Housing Distribution
Address Breakdown
Residential
2,212
Single Family
2,204
Multi-Family
8
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29555, Johnsonville, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,680 (100%) |
| Owner Occupied HU | 1,869 (69.7%) |
| Renter Occupied HU | 529 (19.7%) |
| Vacant Housing Units | 282 (10.5%) |
| Median Home Value | $187,760 |
| Average Home Value | $221,124 |
Housing Distribution
Address Breakdown
Residential
2,212
Single Family
2,204
Multi-Family
8
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angie Davis • Three Rivers Realty Inc.
Mls Name: Pee Dee Realtor Association
Mls ID: #20253691