2929 ASHWOOD RDSchertzTX78108
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 2929 ASHWOOD RD, Schertz, TX, 78108 in Schertz: $2,875/mo in rent, $432/mo in net income, 10.18% gross yield, 1.89 DSCR, all at $339,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $93,659 in appreciation and $3,122/yr in principal paydown projects total cumulative return of $157,855.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $432 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,875 |
| Total Monthly Debt Service | $2,309 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
6,621 sqft lot
$N/A/sqft
$396 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78108, Cibolo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,612 (100%) |
| Owner Occupied HU | 13,921 (79.0%) |
| Renter Occupied HU | 2,827 (16.1%) |
| Vacant Housing Units | 864 ( 4.9%) |
| Median Home Value | $350,025 |
| Average Home Value | $376,748 |
Housing Distribution
Address Breakdown
Residential
16,856
Single Family
16,330
Multi-Family
526
Businesses
533
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
6,621 sqft lot
$N/A/sqft
$396 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78108, Cibolo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,612 (100%) |
| Owner Occupied HU | 13,921 (79.0%) |
| Renter Occupied HU | 2,827 (16.1%) |
| Vacant Housing Units | 864 ( 4.9%) |
| Median Home Value | $350,025 |
| Average Home Value | $376,748 |
Housing Distribution
Address Breakdown
Residential
16,856
Single Family
16,330
Multi-Family
526
Businesses
533
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donnovan Jackson • Noble Group Realty
Mls Name: SABOR
Mls Provider:
Mls ID: #1834182
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.