292 Division StAmsterdamNY12010








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Amsterdam at 292 Division St, Amsterdam, NY, 12010 at $277,011 posts ROI 17.77% with from $1,686/mo rent. Total monthly income equals $1,686/mo. Return on cash invested measures 17.77% and rental yield reads 7.3% at the current $277,011. Equity gained on principal adds $1,788/yr, and 5% annual appreciation supports $76,533 by year five. Five-year ROI prints 91.98% and total cumulative return in cash totals $84,462. You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,686/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Multi Family
Built in 1880
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12010, Amsterdam, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,890 (100%) |
| Owner Occupied HU | 7,135 (51.4%) |
| Renter Occupied HU | 4,836 (34.8%) |
| Vacant Housing Units | 1,919 (13.8%) |
| Median Home Value | $194,578 |
| Average Home Value | $247,104 |
Housing Distribution
Address Breakdown
Residential
12,546
Single Family
12,101
Multi-Family
445
Businesses
864
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