2914 W Yosemite AveMantecaCA95337
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 2914 W Yosemite Ave, Manteca, CA, 95337 in Manteca the bet is firmly on appreciation. Rental yield 4.58%. The 4.58% gross yield on a $535,000 price is below income-first thresholds, but 5%/yr value growth projects $147,811 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.85) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $121,248.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 7.5% |
| Monthly Cash Flow | $(1,267) | $200 |
City averages based on Manteca market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,042 |
| Total Monthly Debt Service | $3,097 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1955
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95337, Manteca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,927 (100%) |
| Owner Occupied HU | 11,681 (69.0%) |
| Renter Occupied HU | 4,673 (27.6%) |
| Vacant Housing Units | 573 ( 3.4%) |
| Median Home Value | $642,143 |
| Average Home Value | $667,609 |
Housing Distribution
Address Breakdown
Residential
16,162
Single Family
14,414
Multi-Family
1,748
Businesses
628
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1955
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95337, Manteca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,927 (100%) |
| Owner Occupied HU | 11,681 (69.0%) |
| Renter Occupied HU | 4,673 (27.6%) |
| Vacant Housing Units | 573 ( 3.4%) |
| Median Home Value | $642,143 |
| Average Home Value | $667,609 |
Housing Distribution
Address Breakdown
Residential
16,162
Single Family
14,414
Multi-Family
1,748
Businesses
628
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices