2912 Azalea StPuebloCO81005
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 2912 Azalea St, Pueblo, CO, 81005 in Pueblo at $339,999, 5.04% gross yield, is a market-growth asset. Rental yield 5.04%. The $1,428/mo rent partially funds the $1,529/mo debt service; the core return is the 5%/yr price growth projected to add $93,935 over five years. Ziffy Mortgage's DSCR mortgage (0.93) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $92,783.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 12.0% |
| Monthly Cash Flow | $(553) | $2,100 |
City averages based on Pueblo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,428 |
| Total Monthly Debt Service | $1,846 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
6,359 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81005, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,538 (100%) |
| Owner Occupied HU | 9,742 (72.0%) |
| Renter Occupied HU | 3,305 (24.4%) |
| Vacant Housing Units | 491 ( 3.6%) |
| Median Home Value | $333,896 |
| Average Home Value | $367,357 |
Housing Distribution
Address Breakdown
Residential
13,322
Single Family
12,802
Multi-Family
520
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
6,359 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81005, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,538 (100%) |
| Owner Occupied HU | 9,742 (72.0%) |
| Renter Occupied HU | 3,305 (24.4%) |
| Vacant Housing Units | 491 ( 3.6%) |
| Median Home Value | $333,896 |
| Average Home Value | $367,357 |
Housing Distribution
Address Breakdown
Residential
13,322
Single Family
12,802
Multi-Family
520
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices