29082 Ridge View RdForesthillCA95631
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe income profile at 29082 Ridge View Rd, Foresthill, CA, 95631 in Foresthill is straightforward: $780,000 in, $5,072/mo in rent, $247/mo out after debt service. The 7.8% gross yield and 1.45 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $215,500 by year five. With $7,184/yr in principal equity, the total cumulative return is projected at $311,668.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.0% |
| Monthly Cash Flow | $247 | $350 |
City averages based on Foresthill market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,072 |
| Total Monthly Debt Service | $4,515 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95631, Foresthill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,858 (100%) |
| Owner Occupied HU | 2,213 (77.4%) |
| Renter Occupied HU | 359 (12.6%) |
| Vacant Housing Units | 286 (10.0%) |
| Median Home Value | $763,346 |
| Average Home Value | $837,841 |
Housing Distribution
Address Breakdown
Residential
2,153
Single Family
2,119
Multi-Family
34
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95631, Foresthill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,858 (100%) |
| Owner Occupied HU | 2,213 (77.4%) |
| Renter Occupied HU | 359 (12.6%) |
| Vacant Housing Units | 286 (10.0%) |
| Median Home Value | $763,346 |
| Average Home Value | $837,841 |
Housing Distribution
Address Breakdown
Residential
2,153
Single Family
2,119
Multi-Family
34
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226044898