2908 Ruskin CtAbingdonMD21009
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2908 Ruskin Ct, Abingdon, MD, 21009 in Abingdon speaks for itself: 10.64% gross on a $286,800 price, generating $2,543/mo in rent and $744/mo in net income after the $1,290/mo debt service. DSCR 1.97, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,929 stacks alongside $79,238 in projected five-year appreciation and $2,641/yr in principal reduction. Projected total cumulative return: $156,710.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $744 | $850 |
City averages based on Abingdon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,543 |
| Total Monthly Debt Service | $1,685 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1984
1,400 sqft lot
$N/A/sqft
$15 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21009, Abingdon, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,887 (100%) |
| Owner Occupied HU | 9,709 (75.3%) |
| Renter Occupied HU | 2,775 (21.5%) |
| Vacant Housing Units | 403 ( 3.1%) |
| Median Home Value | $366,209 |
| Average Home Value | $410,408 |
Housing Distribution
Address Breakdown
Residential
12,480
Single Family
10,851
Multi-Family
1,629
Businesses
510
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1984
1,400 sqft lot
$N/A/sqft
$15 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21009, Abingdon, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,887 (100%) |
| Owner Occupied HU | 9,709 (75.3%) |
| Renter Occupied HU | 2,775 (21.5%) |
| Vacant Housing Units | 403 ( 3.1%) |
| Median Home Value | $366,209 |
| Average Home Value | $410,408 |
Housing Distribution
Address Breakdown
Residential
12,480
Single Family
10,851
Multi-Family
1,629
Businesses
510
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices