2905 Main StPeruNY12972








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Peru at 2905 Main St, Peru, NY, 12972 uses $56,355 cash to close to unlock $2,614/yr annual cash flow and $218/mo monthly cash flow. Total monthly income runs $1,353/mo, and a $832/mo payment keeps the spread at $218/mo. Purchase price stands at $170,000, and rental yield measures 9.55% with $1,353/mo rent. Return on cash invested shows 24.55% in year one, and 5% annual appreciation builds toward $46,968 over five years. Five-year ROI reaches 128.35% and total cumulative return in cash records $72,333. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,353/mo property income covering a $832/mo payment rather than investor’s personal income.
Single Family
Built in 1900
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12972, Peru, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,623 (100%) |
| Owner Occupied HU | 1,861 (70.9%) |
| Renter Occupied HU | 504 (19.2%) |
| Vacant Housing Units | 258 ( 9.8%) |
| Median Home Value | $266,947 |
| Average Home Value | $315,027 |
Housing Distribution
Address Breakdown
Residential
2,368
Single Family
2,338
Multi-Family
30
Businesses
103
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Listed by: Diane Mcgee-Rock • Century 21 The One
Mls Name: ACVMLS
Mls Provider:
Mls ID: #204353
Disclaimer: Listing data courtesy of the Internet Data Exchange (IDX) Program of the Adirondack Champlain Valley Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information deemed reliable but not guaranteed.








