290 Mill Pointe TrlDallasGA30157
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 290 Mill Pointe Trl, Dallas, GA, 30157 in Dallas is narrow, $79/mo net on $2,117/mo rent after the $1,506/mo debt service, but the property operates at break-even-plus, not a loss. At $334,900 with a 7.58% yield, the long-run equity case via 5% appreciation ($92,527 over five years) and $3,084/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.41 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $131,896.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.8% |
| Monthly Cash Flow | $79 | $285 |
City averages based on Dallas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,117 |
| Total Monthly Debt Service | $1,905 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30157, Dallas, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,008 (100%) |
| Owner Occupied HU | 15,794 (78.9%) |
| Renter Occupied HU | 3,582 (17.9%) |
| Vacant Housing Units | 632 ( 3.2%) |
| Median Home Value | $317,081 |
| Average Home Value | $329,336 |
Housing Distribution
Address Breakdown
Residential
19,876
Single Family
19,270
Multi-Family
606
Businesses
473
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30157, Dallas, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,008 (100%) |
| Owner Occupied HU | 15,794 (78.9%) |
| Renter Occupied HU | 3,582 (17.9%) |
| Vacant Housing Units | 632 ( 3.2%) |
| Median Home Value | $317,081 |
| Average Home Value | $329,336 |
Housing Distribution
Address Breakdown
Residential
19,876
Single Family
19,270
Multi-Family
606
Businesses
473
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices