Cedar Plan, St. AndrewsWinstonGA30187
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, Cedar Plan, St. Andrews, Winston, GA, 30187 in Winston earns a 9.77% gross yield at $281,990. Rent of $2,296/mo nets $579/mo after the $1,337/mo mortgage. The 1.72 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $77,909 and $2,364/yr in equity accumulation project a total cumulative return of $138,797.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 7.0% |
| Monthly Cash Flow | $579 | $300 |
City averages based on Winston market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,296 |
| Total Monthly Debt Service | $1,673 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30187, Winston, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,349 (100%) |
| Owner Occupied HU | 2,834 (84.6%) |
| Renter Occupied HU | 399 (11.9%) |
| Vacant Housing Units | 116 ( 3.5%) |
| Median Home Value | $404,988 |
| Average Home Value | $431,925 |
Housing Distribution
Address Breakdown
Residential
3,486
Single Family
3,486
Multi-Family
0
Businesses
267
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
