29 Rowland RdColoraMD21917
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 29 Rowland Rd, Colora, MD, 21917 in Colora worth study. Rental yield 5.59%. The 5.59% gross yield is below cash-flow benchmarks at $627,990, but 5% annual appreciation, adding $173,502 over five years, frames this as a capital growth position. Rent of $2,923/mo partially offsets the $2,824/mo payment. Ziffy Mortgage finances appreciation-play properties (1.04 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $174,944.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 5.4% |
| Monthly Cash Flow | $(983) | $350 |
City averages based on Colora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,923 |
| Total Monthly Debt Service | $3,656 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21917, Colora, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 835 (100%) |
| Owner Occupied HU | 698 (83.6%) |
| Renter Occupied HU | 96 (11.5%) |
| Vacant Housing Units | 41 ( 4.9%) |
| Median Home Value | $427,711 |
| Average Home Value | $464,577 |
Housing Distribution
Address Breakdown
Residential
874
Single Family
874
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21917, Colora, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 835 (100%) |
| Owner Occupied HU | 698 (83.6%) |
| Renter Occupied HU | 96 (11.5%) |
| Vacant Housing Units | 41 ( 4.9%) |
| Median Home Value | $427,711 |
| Average Home Value | $464,577 |
Housing Distribution
Address Breakdown
Residential
874
Single Family
874
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices