29 E Milford StMount UnionPA17066
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 29 E Milford St, Mount Union, PA, 17066 in Mount Union at $139,500 earns $1,085/mo in rent and nets $171/mo after the $627/mo payment, a 9.33% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $38,541 over five years. Ziffy Mortgage underwrites this on a 1.73 DSCR without U.S. credit history. With $1,285/yr in principal paydown, total projected return reaches $64,144.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $171 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,085 |
| Total Monthly Debt Service | $859 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1870
5,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17066, Mount Union, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,517 (100%) |
| Owner Occupied HU | 1,434 (57.0%) |
| Renter Occupied HU | 694 (27.6%) |
| Vacant Housing Units | 389 (15.5%) |
| Median Home Value | $120,747 |
| Average Home Value | $155,774 |
Housing Distribution
Address Breakdown
Residential
2,334
Single Family
2,269
Multi-Family
65
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1870
5,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17066, Mount Union, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,517 (100%) |
| Owner Occupied HU | 1,434 (57.0%) |
| Renter Occupied HU | 694 (27.6%) |
| Vacant Housing Units | 389 (15.5%) |
| Median Home Value | $120,747 |
| Average Home Value | $155,774 |
Housing Distribution
Address Breakdown
Residential
2,334
Single Family
2,269
Multi-Family
65
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAHU2024160