2890 Austin Ridge DrDaculaGA30019
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2890 Austin Ridge Dr, Dacula, GA, 30019 in Dacula speaks for itself: 12.35% gross on a $409,000 price, generating $4,210/mo in rent and $1,628/mo in net income after the $1,839/mo debt service. DSCR 2.29, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,531 stacks alongside $112,999 in projected five-year appreciation and $3,767/yr in principal reduction. Projected total cumulative return: $260,077.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 8.0% |
| Monthly Cash Flow | $1,628 | $300 |
City averages based on Dacula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,210 |
| Total Monthly Debt Service | $2,419 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
N/A lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30019, Dacula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,123 (100%) |
| Owner Occupied HU | 14,767 (86.2%) |
| Renter Occupied HU | 1,999 (11.7%) |
| Vacant Housing Units | 357 ( 2.1%) |
| Median Home Value | $440,476 |
| Average Home Value | $473,028 |
Housing Distribution
Address Breakdown
Residential
17,260
Single Family
17,066
Multi-Family
194
Businesses
1,090
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
N/A lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30019, Dacula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,123 (100%) |
| Owner Occupied HU | 14,767 (86.2%) |
| Renter Occupied HU | 1,999 (11.7%) |
| Vacant Housing Units | 357 ( 2.1%) |
| Median Home Value | $440,476 |
| Average Home Value | $473,028 |
Housing Distribution
Address Breakdown
Residential
17,260
Single Family
17,066
Multi-Family
194
Businesses
1,090
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices