289 Hemlock TerMountain TopPA18707








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Mountain Top at 289 Hemlock Ter, Mountain Top, PA, 18707 with 5% annual appreciation on a $595,000 basis while $4,286/mo rent supports operations. Total monthly income totals $4,286/mo and a $2,912/mo payment preserves $387/mo for cash returns. Annual cash flow comes to $4,647/yr on $195,755 deployed, and return on cash invested reaches 22.43% in year one. Equity gained on principal adds $3,839/yr, and five-year appreciation sums $164,388 alongside rental yield of 8.64%. Five-year ROI measures 116.84% and total cumulative return in cash totals $228,722.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,286/mo property income versus a $2,912/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1995
1.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18707, Mountain Top, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,504 (100%) |
| Owner Occupied HU | 5,455 (83.9%) |
| Renter Occupied HU | 619 ( 9.5%) |
| Vacant Housing Units | 430 ( 6.6%) |
| Median Home Value | $320,054 |
| Average Home Value | $348,657 |
Housing Distribution
Address Breakdown
Residential
6,579
Single Family
6,527
Multi-Family
52
Businesses
410
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Listed by: Antonio DeRosa • Lewith & Freeman, Mountaintop
Mls Name: Luzerne County AOR
Mls ID: #25-2799
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