13 Ivy DrShavertownPA18708
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 13 Ivy Dr, Shavertown, PA, 18708 in Shavertown is a conservative rental investment at $509,900. Rental yield 7.64%. A 1.42 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $140,876; $4,696/yr in principal paydown supplements. Total projected return: $188,042.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $(95) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,246 |
| Total Monthly Debt Service | $3,138 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18708, Shavertown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,791 (100%) |
| Owner Occupied HU | 3,146 (83.0%) |
| Renter Occupied HU | 458 (12.1%) |
| Vacant Housing Units | 187 ( 4.9%) |
| Median Home Value | $306,159 |
| Average Home Value | $334,819 |
Housing Distribution
Address Breakdown
Residential
3,781
Single Family
3,665
Multi-Family
116
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18708, Shavertown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,791 (100%) |
| Owner Occupied HU | 3,146 (83.0%) |
| Renter Occupied HU | 458 (12.1%) |
| Vacant Housing Units | 187 ( 4.9%) |
| Median Home Value | $306,159 |
| Average Home Value | $334,819 |
Housing Distribution
Address Breakdown
Residential
3,781
Single Family
3,665
Multi-Family
116
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Slacktish • Century 21 Signature Properties
Mls Name: Luzerne County AOR
Mls ID: #25-4590