28878 39th DrBranfordFL32008
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow28878 39th Dr, Branford, FL, 32008 in Branford is a top-tier cash-flow asset. At $104,900 it produces $1,835/mo in rent and $1,038/mo in net monthly income, a 20.99% gross rental yield. The DSCR of 3.89 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,457. Five-year appreciation adds $28,982, driving a total cumulative return of $107,226.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21% | 7.0% |
| Monthly Cash Flow | $1,038 | $400 |
City averages based on Branford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,835 |
| Total Monthly Debt Service | $755 |
| DSCR Ratio | 2.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
0.87 Acres lot
$N/A/sqft
$15 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32008, Branford, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,150 (100%) |
| Owner Occupied HU | 2,054 (65.2%) |
| Renter Occupied HU | 413 (13.1%) |
| Vacant Housing Units | 683 (21.7%) |
| Median Home Value | $153,846 |
| Average Home Value | $182,875 |
Housing Distribution
Address Breakdown
Residential
2,456
Single Family
2,432
Multi-Family
24
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
0.87 Acres lot
$N/A/sqft
$15 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32008, Branford, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,150 (100%) |
| Owner Occupied HU | 2,054 (65.2%) |
| Renter Occupied HU | 413 (13.1%) |
| Vacant Housing Units | 683 (21.7%) |
| Median Home Value | $153,846 |
| Average Home Value | $182,875 |
Housing Distribution
Address Breakdown
Residential
2,456
Single Family
2,432
Multi-Family
24
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices