2873 Gillingham StPhiladelphiaPA19137
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 2873 Gillingham St, Philadelphia, PA, 19137 in Philadelphia. At $235,000 it earns $1,985/mo in rent and distributes $445/mo to the owner after the $1,057/mo payment, a consistent 10.14% yield. DSCR 1.88 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $64,926 in value; $2,164/yr in principal paydown compounds ownership stake. Total projected return: $118,136.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 5.8% |
| Monthly Cash Flow | $445 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,985 |
| Total Monthly Debt Service | $1,446 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1925
1,350 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19137, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,414 (100%) |
| Owner Occupied HU | 2,388 (69.9%) |
| Renter Occupied HU | 767 (22.5%) |
| Vacant Housing Units | 259 ( 7.6%) |
| Median Home Value | $253,362 |
| Average Home Value | $283,644 |
Housing Distribution
Address Breakdown
Residential
3,444
Single Family
3,407
Multi-Family
37
Businesses
423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1925
1,350 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19137, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,414 (100%) |
| Owner Occupied HU | 2,388 (69.9%) |
| Renter Occupied HU | 767 (22.5%) |
| Vacant Housing Units | 259 ( 7.6%) |
| Median Home Value | $253,362 |
| Average Home Value | $283,644 |
Housing Distribution
Address Breakdown
Residential
3,444
Single Family
3,407
Multi-Family
37
Businesses
423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAPH2600806