2872 Horton RdGermantonNC27019
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2872 Horton Rd, Germanton, NC, 27019 in Germanton is a solid income-producing rental, 8.96% gross yield, $1,567/mo rent, $287/mo net cash flow on a $210,000 buy. DSCR 1.66 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $58,019 and $1,934/yr in principal reduction project a total cumulative return of $98,035.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $287 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,567 |
| Total Monthly Debt Service | $1,196 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1986
1.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27019, Germanton, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,904 (100%) |
| Owner Occupied HU | 1,385 (72.7%) |
| Renter Occupied HU | 337 (17.7%) |
| Vacant Housing Units | 182 ( 9.6%) |
| Median Home Value | $235,911 |
| Average Home Value | $298,052 |
Housing Distribution
Address Breakdown
Residential
1,618
Single Family
1,618
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1986
1.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27019, Germanton, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,904 (100%) |
| Owner Occupied HU | 1,385 (72.7%) |
| Renter Occupied HU | 337 (17.7%) |
| Vacant Housing Units | 182 ( 9.6%) |
| Median Home Value | $235,911 |
| Average Home Value | $298,052 |
Housing Distribution
Address Breakdown
Residential
1,618
Single Family
1,618
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa H. Simmons • Ann Chilton Realty, Inc.
Mls Name: Triad MLS
Mls Provider:
Mls ID: #1179752
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