2872 Clairton DriveHighlands RanchCO80126
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 2872 Clairton Drive, Highlands Ranch, CO, 80126 in Highlands Ranch at $810,000 earns $4,955/mo in rent and nets $178/mo after the $3,642/mo payment, a 7.34% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $223,788 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $7,460/yr in principal paydown, total projected return reaches $317,595.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.5% |
| Monthly Cash Flow | $178 | $350 |
City averages based on Highlands Ranch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,955 |
| Total Monthly Debt Service | $4,454 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
8,712 sqft lot
$N/A/sqft
$168 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
8,712 sqft lot
$N/A/sqft
$168 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices