287 Green RdCastleberryAL36432
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 287 Green Rd, Castleberry, AL, 36432 in Castleberry is capital appreciation. Rental yield 4.1%. The 4.1% gross yield at $292,600 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $80,840 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.76) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $68,398.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.2% |
| Monthly Cash Flow | $(651) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,001 |
| Total Monthly Debt Service | $1,535 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
9.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36432, Castleberry, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,253 (100%) |
| Owner Occupied HU | 837 (66.8%) |
| Renter Occupied HU | 192 (15.3%) |
| Vacant Housing Units | 224 (17.9%) |
| Median Home Value | $117,167 |
| Average Home Value | $163,510 |
Housing Distribution
Address Breakdown
Residential
1,118
Single Family
1,117
Multi-Family
1
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
9.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36432, Castleberry, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,253 (100%) |
| Owner Occupied HU | 837 (66.8%) |
| Renter Occupied HU | 192 (15.3%) |
| Vacant Housing Units | 224 (17.9%) |
| Median Home Value | $117,167 |
| Average Home Value | $163,510 |
Housing Distribution
Address Breakdown
Residential
1,118
Single Family
1,117
Multi-Family
1
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A