2869 Turkey Cut RdSmoaksSC29481
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 2869 Turkey Cut Rd, Smoaks, SC, 29481 in Smoaks. Rental yield 4.15%. At $550,000 with 4.15% gross yield, current distributions are modest, but the 5% appreciation rate projects $151,955 in new equity by year five, complemented by $5,066/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.77) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $119,778.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.2% |
| Monthly Cash Flow | $(1,371) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,903 |
| Total Monthly Debt Service | $3,055 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2004
36.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29481, Smoaks, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 835 (100%) |
| Owner Occupied HU | 593 (71.0%) |
| Renter Occupied HU | 148 (17.7%) |
| Vacant Housing Units | 94 (11.3%) |
| Median Home Value | $98,382 |
| Average Home Value | $143,997 |
Housing Distribution
Address Breakdown
Residential
783
Single Family
783
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2004
36.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29481, Smoaks, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 835 (100%) |
| Owner Occupied HU | 593 (71.0%) |
| Renter Occupied HU | 148 (17.7%) |
| Vacant Housing Units | 94 (11.3%) |
| Median Home Value | $98,382 |
| Average Home Value | $143,997 |
Housing Distribution
Address Breakdown
Residential
783
Single Family
783
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • All Country Real Estate, LLC
Mls Name: CTMLS
Mls ID: #25028476