538 Goodwin RdSmoaksSC29481
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Smoaks at 538 Goodwin Rd, Smoaks, SC, 29481 projects strong ROI of -1.38%. Rental yield 0.35%. With 5% annual appreciation, the property builds $1,519,549 in value over five years. Equity growth combined delivers a projected five-year ROI of 4.98%, translating into $77,372 in total cumulative return on $1,553,750 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.4% | 6.2% |
| Monthly Cash Flow | $(31,118) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,622 |
| Total Monthly Debt Service | $30,552 |
| DSCR Ratio | 0.05x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
312.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29481, Smoaks, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 835 (100%) |
| Owner Occupied HU | 593 (71.0%) |
| Renter Occupied HU | 148 (17.7%) |
| Vacant Housing Units | 94 (11.3%) |
| Median Home Value | $98,382 |
| Average Home Value | $143,997 |
Housing Distribution
Address Breakdown
Residential
783
Single Family
783
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
312.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29481, Smoaks, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 835 (100%) |
| Owner Occupied HU | 593 (71.0%) |
| Renter Occupied HU | 148 (17.7%) |
| Vacant Housing Units | 94 (11.3%) |
| Median Home Value | $98,382 |
| Average Home Value | $143,997 |
Housing Distribution
Address Breakdown
Residential
783
Single Family
783
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Cj Brown • Brown Land Company
Mls Name: My State MLS
Mls ID: #11391104