2863 Donjoy DrHebronKY41048
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 2863 Donjoy Dr, Hebron, KY, 41048 in Hebron is narrow, $77/mo net on $1,957/mo rent after the $1,389/mo debt service, but the property operates at break-even-plus, not a loss. At $309,000 with a 7.6% yield, the long-run equity case via 5% appreciation ($85,371 over five years) and $2,846/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.41 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $121,976.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 8.0% |
| Monthly Cash Flow | $77 | $350 |
City averages based on Hebron market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,957 |
| Total Monthly Debt Service | $1,758 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41048, Hebron, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,881 (100%) |
| Owner Occupied HU | 4,882 (83.0%) |
| Renter Occupied HU | 862 (14.7%) |
| Vacant Housing Units | 137 ( 2.3%) |
| Median Home Value | $341,221 |
| Average Home Value | $385,472 |
Housing Distribution
Address Breakdown
Residential
5,993
Single Family
5,744
Multi-Family
249
Businesses
524
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41048, Hebron, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,881 (100%) |
| Owner Occupied HU | 4,882 (83.0%) |
| Renter Occupied HU | 862 (14.7%) |
| Vacant Housing Units | 137 ( 2.3%) |
| Median Home Value | $341,221 |
| Average Home Value | $385,472 |
Housing Distribution
Address Breakdown
Residential
5,993
Single Family
5,744
Multi-Family
249
Businesses
524
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mihreta Heldic • Crye-Leike Executive Realty
Mls Name: RASK
Mls Provider:
Mls ID: #RA20254097
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.