28627 Sugar Pine WaySanta ClaritaCA91390
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Santa Clarita rental at 28627 Sugar Pine Way, Santa Clarita, CA, 91390 sits in the solid-income band: 9.76% gross yield, $6,506/mo rent, $1,368/mo net after the $3,597/mo debt service, DSCR 1.81. Entry price of $799,990 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $221,022 and $7,368/yr in principal reduction bring total cumulative return to $392,152.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 5.5% |
| Monthly Cash Flow | $1,368 | $1,500 |
City averages based on Santa Clarita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,506 |
| Total Monthly Debt Service | $4,821 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
5,259 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91390, Santa Clarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,046 (100%) |
| Owner Occupied HU | 5,954 (84.5%) |
| Renter Occupied HU | 837 (11.9%) |
| Vacant Housing Units | 255 ( 3.6%) |
| Median Home Value | $863,818 |
| Average Home Value | $900,318 |
Housing Distribution
Address Breakdown
Residential
6,544
Single Family
6,515
Multi-Family
29
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
5,259 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91390, Santa Clarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,046 (100%) |
| Owner Occupied HU | 5,954 (84.5%) |
| Renter Occupied HU | 837 (11.9%) |
| Vacant Housing Units | 255 ( 3.6%) |
| Median Home Value | $863,818 |
| Average Home Value | $900,318 |
Housing Distribution
Address Breakdown
Residential
6,544
Single Family
6,515
Multi-Family
29
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices