2861 14th StreetSangerCA93657
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2861 14th Street, Sanger, CA, 93657 in Sanger speaks for itself: 16.39% gross on a $515,000 price, generating $7,036/mo in rent and $3,741/mo in net income after the $2,316/mo debt service. DSCR 3.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $44,894 stacks alongside $142,285 in projected five-year appreciation and $4,743/yr in principal reduction. Projected total cumulative return: $436,533.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.4% | 6.5% |
| Monthly Cash Flow | $3,741 | $300 |
City averages based on Sanger market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,036 |
| Total Monthly Debt Service | $3,090 |
| DSCR Ratio | 2.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93657, Sanger, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,200 (100%) |
| Owner Occupied HU | 7,538 (61.8%) |
| Renter Occupied HU | 4,023 (33.0%) |
| Vacant Housing Units | 639 ( 5.2%) |
| Median Home Value | $463,747 |
| Average Home Value | $505,875 |
Housing Distribution
Address Breakdown
Residential
11,436
Single Family
10,968
Multi-Family
468
Businesses
744
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93657, Sanger, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,200 (100%) |
| Owner Occupied HU | 7,538 (61.8%) |
| Renter Occupied HU | 4,023 (33.0%) |
| Vacant Housing Units | 639 ( 5.2%) |
| Median Home Value | $463,747 |
| Average Home Value | $505,875 |
Housing Distribution
Address Breakdown
Residential
11,436
Single Family
10,968
Multi-Family
468
Businesses
744
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices