28558 Lobos CIRBonita SpringsFL34135
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 28558 Lobos CIR, Bonita Springs, FL, 34135 in Bonita Springs deserves attention. This $689,000 property earns $6,000/mo in rent, a 10.45% gross yield, and nets $669/mo after the $3,098/mo payment. DSCR 1.94 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $190,358 compounds alongside $6,346/yr in yearly equity build, for a total cumulative return of $354,458.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $669 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,000 |
| Total Monthly Debt Service | $4,298 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
6,499 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34135, Bonita Springs, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 33,678 (100%) |
| Owner Occupied HU | 19,232 (57.1%) |
| Renter Occupied HU | 4,798 (14.2%) |
| Vacant Housing Units | 9,648 (28.6%) |
| Median Home Value | $543,398 |
| Average Home Value | $625,289 |
Housing Distribution
Address Breakdown
Residential
29,383
Single Family
23,104
Multi-Family
6,279
Businesses
1,213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
6,499 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34135, Bonita Springs, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 33,678 (100%) |
| Owner Occupied HU | 19,232 (57.1%) |
| Renter Occupied HU | 4,798 (14.2%) |
| Vacant Housing Units | 9,648 (28.6%) |
| Median Home Value | $543,398 |
| Average Home Value | $625,289 |
Housing Distribution
Address Breakdown
Residential
29,383
Single Family
23,104
Multi-Family
6,279
Businesses
1,213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SWFLMLS
Mls ID: #226013736