2853 Highway 81 WHamptonGA30228
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2853 Highway 81 W, Hampton, GA, 30228 in Hampton speaks for itself: 10.58% gross on a $250,000 price, generating $2,204/mo in rent and $683/mo in net income after the $1,124/mo debt service. DSCR 1.96, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,194 stacks alongside $69,070 in projected five-year appreciation and $2,303/yr in principal reduction. Projected total cumulative return: $138,661.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.0% |
| Monthly Cash Flow | $683 | $150 |
City averages based on Hampton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,204 |
| Total Monthly Debt Service | $1,422 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
5.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30228, Hampton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,755 (100%) |
| Owner Occupied HU | 15,014 (72.3%) |
| Renter Occupied HU | 4,803 (23.1%) |
| Vacant Housing Units | 938 ( 4.5%) |
| Median Home Value | $321,086 |
| Average Home Value | $333,909 |
Housing Distribution
Address Breakdown
Residential
20,040
Single Family
18,998
Multi-Family
1,042
Businesses
673
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
5.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30228, Hampton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,755 (100%) |
| Owner Occupied HU | 15,014 (72.3%) |
| Renter Occupied HU | 4,803 (23.1%) |
| Vacant Housing Units | 938 ( 4.5%) |
| Median Home Value | $321,086 |
| Average Home Value | $333,909 |
Housing Distribution
Address Breakdown
Residential
20,040
Single Family
18,998
Multi-Family
1,042
Businesses
673
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices